Balancing National Budgets for the Benefit of All People:

The United States has a funky connection between Medicare and Social Security; an extremely irritating way to keep elderly and disabled falling further behind economically each year.

Generally, at the beginning of each year, there is a smidge of a raise with Social Security – a smidge that is supposed to help compensate for the rise in the cost of living.  At the same time Medicare payments are raised by that same amount, pulled from their Social Security income, countering any raising of Social Security – causing a further slipping of the elderly and disabled into deeper poverty.

In this way, the living expenses for elderly and disabled become harder and harder to live with.

Those who state ‘Social Security was never meant to be the sole source of retirement’ have ignored the many changes in the economy of America for decades – changes which is becoming crueler to elderly and disabled alike.

Systematically within America, all aspects of estates people have worked all their lives to achieve are bled and removed from the elderly until nothing remains.  In this way, posterity – estates that should continue through future generations – become dissolved.

This practice leaves elderly destitute and desperate, and their only hope is for states to assist them until they die.  That is a cruel thing to do to people who have spent their lives supporting the nation they live in.

The disabled are often treated even worse and have little hope to live decently in their condition.

Besides believing Social Security was never meant to be the sole source of retirement, there are many who consider family as a supporting factor for the elderly and disabled.  Again, history has shown changes in the American culture that counters such practices.

Evolving in the Twentieth Century, continuing into the Twenty-First Century, few people can rely on families because America dissolved the strength of families.

All aspects of American culture are focused on individuals.  Even healthcare insurance is primarily for the working individual.  All others who are associated within families, insurance presents considerable increases for coverage costs that indicate their lack of interest in family healthcare.

As for other pensions people may have initiated, unscrupulous behavior with private retirement companies – as well as their reliance on the volatile stock market – shattering long-term returns for benefactors, and retirees rarely gain suitable return on their investments, with retirement companies bilking considerable profits for the many years people have been investing.

For those who may be unaware of such problems within American culture, look around the various mega-stores and fast-food restaurants, and see the elderly, even disabled persons, at work.  They are there, working well past their prime because they can’t afford to live on the meager amounts left to them.

It’s a sad reality and national budgets must protect retirements for the elderly, as well as payments to those with disabilities, so they don’t suffer in their diminished years of life.

Virtually every elderly and disabled person have worked hard for years and don’t deserve such cruel treatment; and through all this, extremely few are able to leave posterity future generations – further crippling vial posterity for future families.

As for the disabled – including those who could never properly work within societies due to their conditions – greater care by the nation is needed. Also, those needing such assistance need to be grateful for the sacrifice of people who provide such care and support.

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To Universal Healthcare Consideration:

     >> [Universal Healthcare]

Removal of all payments to private education institutions of any sort will go far in balancing national budgets.

No private institution shall gain public monies; that such practices removes monies from public schools.  This includes the notion of vouchers that would be paid to people and given to private institutions.

Considering the behavior of private institutions—including avoidance of oversight and denial of students based on prejudicial views, many associated with religious doctrine—gaining public monies, whether under the guise of vouchers or other statements, must not take place.

Increasing funding for public education, as well as providing suitable guidance and infusion in communities lagging in public standards must take place to ensure proper education throughout the entire nation.

~~~ Student loans ~~~

No student loan is to be forgiven or paid by the government unless such people become government employees.  If such employment from government takes place, payment for student debt would be done monthly directly to paying the debt and not be considered debt forgiveness.

Proper regulation to ensure student gain reasonable loans that won’t cripple their economic lives are to be enacted, and students must have that life to pay such student loans.

Also, each person of all ages is to have national loans available for their continual education, and those loans are to have low interest rates.  Such availability will be through the government and not private loan mechanisms, to form a root-base availability for all persons of the nation.

With government treasuries providing means for education loans, minimum standards for such loans are provided, and all private loan institutions and mechanisms would be encouraged to do better.  For those who would say government should not be competing with private companies, higher standards are to be set and government loans to other institutions have already been provided.

As people gain higher education, they will have greater opportunities and would be able to repay loans, as long as those loans are set at reasonably low interest rate – around 1.5 percent.  Also, no penalties shall be set, and students would have entire lives to pay back such loans.

In providing such guidelines, peoples of the nation would have opportunities to thrive; and those gaining such loans are not thriving on the labors of others who, for variety of reasons, are unable to achieve higher education.

The public must remember that most opportunities within cultures have little relation to higher education.  Even so, such people are needed for a thriving nation and each must have abilities to thrive in societies.

Providing any forgiveness for higher education enacts a privilege to a few at the expense of the greater population.  Such practices must always be avoided.

Faith institutions, as well as all charities, must pay into the revenues of the nation.  Avoiding such obligations to the population must not be ignored any longer.

The notion faith institutions and charities serve the whole of any society because of their simple existence is a falsehood.  The narrowness of who these institutions is obvious.

Also, none of the faith institutions or charities may pressure society in conforming to the narrowness of views; nor shall they may declarations of restrictive views, or deny services based on narrow views.

In order to balance budgets, faith institutions and charities should not be allowed to side-slip their obligations.  Each are functioning as businesses and are to be seen as businesses.